Legal & Compliance – ArBlo Inversiones 1. Terms and Conditions Last updated: [Date] Welcome to ArBlo Inversiones (“we,” “our,” or “us”). By accessing or using our website www.arbloinversiones.com (the “Site”), you agree to be bound by these Terms and Conditions (“Terms”). Please read them carefully before using our Site or services. 1.1 Use of the Website You must be at least 18 years old to use our Site or request our services. You agree to use the Site only for lawful purposes and in accordance with these Terms. You may not attempt to interfere with the security, functionality, or proper working of the Site. 1.2 Services The information on our Site is provided for general informational purposes and does not constitute legal, tax, or financial advice. We may connect you with third-party service providers, including licensed real estate brokers, attorneys, and tax advisors. All transactions and agreements with such providers are subject to their own terms and conditions. We do not guarantee the availability, accuracy, or suitability of any property, investment opportunity, or service described on the Site. 1.3 Intellectual Property All content on this Site, including text, graphics, logos, images, and software, is the property of ArBlo Inversiones or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or otherwise use any content from this Site without our prior written consent. 1.4 Third-Party Links Our Site may contain links to third-party websites or resources. We are not responsible for the content, privacy practices, or terms of those third parties. You access third-party websites at your own risk. 1.5 Limitation of Liability To the maximum extent permitted by law, ArBlo Inversiones shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or related to your use of the Site or reliance on any information provided. All real estate investments involve risks, including the possible loss of principal. You are solely responsible for evaluating any investment opportunity. 1.6 Changes to the Terms We reserve the right to modify these Terms at any time without prior notice. The updated version will be posted on this page with the “last updated” date. Continued use of the Site after changes constitutes acceptance of the revised Terms. 1.7 Governing Law These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of laws principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Miami-Dade County, Florida. Contact Us 📧 info@arbloinversiones.com 2. Privacy Policy Last updated: [Date] At ArBlo Inversiones, we are committed to protecting the privacy and security of our website visitors, clients, and users. This Privacy Policy explains what personal data we collect, how we use it, and your rights regarding that information when you visit www.arbloinversiones.com. 2.1 Information We Collect Contact information: name, email address, phone number. Browsing information: IP address, device type, browser type, pages visited, and time spent on the site. Voluntary information: data you provide via contact forms, subscriptions, or when downloading resources. Technical information: cookies and similar technologies to enhance your site experience. 2.2 How We Use Your Information Responding to your inquiries and requests. Sending relevant updates about our services, with your consent where required. Improving site performance, security, and user experience. Complying with legal and regulatory obligations. 2.3 Sharing Your Information We do not sell or rent your personal data. We may share it only: With trusted service providers and partners who help operate our website or business, bound by confidentiality agreements. As required by law, legal process, or competent authorities. 2.4 Cookies & Similar Technologies We use cookies to: Enhance your browsing experience. Analyze traffic and user behavior. Customize content and advertising. You can adjust your browser settings to refuse cookies, though some features may not work properly. 2.5 Data Security We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. 2.6 Data Retention We retain your personal data only as long as necessary to fulfill the purposes for which it was collected or as required by law. 2.7 Your Rights Under applicable laws (including GDPR and CCPA, where applicable), you may have the right to: Access your personal data. Correct inaccurate or outdated information. Request deletion of your data. Restrict or object to certain processing activities. Request data portability. To exercise these rights, contact us at info@arbloinversiones.com with your request and proof of identity. 2.8 International Data Transfers If we transfer personal data to countries outside your own, we will ensure adequate protections are in place, consistent with applicable law. 2.9 Third-Party Links Our website may contain links to third-party sites. We are not responsible for their privacy practices and encourage you to review their policies. 2.10 Changes to This Policy We may update this Privacy Policy at any time. The latest version will always be available on this page, with the “last updated” date at the top. 3. Legal Support Statement Legal & Tax Guidance Notice ArBlo Inversiones does not provide direct legal, tax, or financial advice. Any information provided on our website, communications, or materials is for general informational purposes only and should not be considered as professional legal, tax, or financial counsel. If you require specific legal, tax, or financial advice, we will gladly connect you with our trusted network of licensed attorneys, tax advisors, and other qualified professionals. All decisions regarding legal, tax, or financial matters should be made in consultation with a qualified professional in the relevant jurisdiction. 4. Disclaimer Disclaimer The content on www.arbloinversiones.com and any related communications is provided “as is” and for informational purposes only. While we strive to keep all information accurate and up-to-date, ArBlo Inversiones makes no warranties, express or implied, regarding the completeness, reliability, or accuracy of any information provided. All real estate investment opportunities carry risks, including potential loss of capital. Past performance is not indicative of future results. Users are solely responsible for evaluating the risks and benefits of any transaction or investment before making decisions. We are not liable for: Any damages arising from reliance on our website or communications. Third-party services, products, or content linked or referred to on our site. Any errors, omissions, or delays in the information provided. By using our website or services, you acknowledge and agree to these terms.